Retirement Readiness

Download or read book Transform Tomorrow written by Stig Nybo and published by John Wiley & Sons. This book was released on 2013-01-17 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: A campaign to prepare Americans for their futures Transform Tomorrow investigates why so many Americans are at risk of out-living their savings. Author Stig Nybo draws inspiration from successful behavior change campaigns to identify the drivers of change—context and beliefs—and how they can be successfully employed to boost retirement savings rates. While the retirement savings industry increasingly embraces the contextual drivers of behavior, very little is being done to shape our beliefs to start saving smarter and sooner. Nybo suggests a retirement readiness campaign to inspire and enlist the support of individuals, employers, industry, government, and the media. Explains how society can transition from treating 401(k) as a voluntary benefit to the basis upon which each individual who wants to or needs to can retire comfortably. Details a national, coordinated retirement readiness campaign, along the lines of successful Public Service Advertisements—like "The Crying Indian" and Rosie the Riveter—that will help change behavior and re-shape the culture of our nation Makes a call to action for such a campaign Retirement in America is endangered, but Transform Tomorrow shows a path back from the brink.

Download or read book 20 Retirement Decisions You Need to Make Right Now written by Ray LeVitre CFP and published by Sourcebooks, Inc.. This book was released on 2014-01-14 with total page 310 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. Do I have enough money to retire now? How will I cover my medical expenses during retirement? When should I begin taking Social Security? How much should I invest in stocks, bonds, and cash? What criteria should I use to identify the best investments? Should I cancel my life insurance policy? Should I pay off my mortgage at retirement?

Download or read book My Next Phase written by Eric Sundstrom and published by Grand Central Publishing. This book was released on 2007-09-26 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: Too many people 'flunk' retirement--even after a lifetime of hard work. Why? Because they only plan on their financial needs, not their emotional ones as they move into the next phase of life. The key to a successful retirement lies in your personality, NOT in your bank account. My Next Phase--featured in The New York Times, BusinessWeek, and The Washington Post--offers a revolutionary, step-by-step process to figure out your personal "Retirement Style" and creates a unique retirement plan based on who you are. Take the My Next Phase quizzes and find out: WHAT'S YOUR SOCIAL STYLE? If you're outgoing, you'll need companionship through your days, whether you leave your job or keep working. If you're contemplative, you'll need solitude as well as social connection to find the fulfillment in the years ahead. WHAT'S YOUR STRESS STYLE? If you're resilient, you'll push yourself to find challenge--and get bored without it. If you're responsive, you'll need to pace yourself. Either way, you'll need a passion that gives you a reason to get out of bed each day. WHAT'S YOUR PLANNING STYLE? If you're structured, you'll prefer to schedule your time. If you're flexible, you'll want a freer, less scheduled life. And many more questions (and answers) to ensure a happy, fulfilling 'next phase' of life.

Download or read book Retire Inspired written by Chris Hogan and published by Ramsey Press. This book was released on 2016-01-12 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future. Whether you're twenty five and starting your first job or fifty five and watching the career clock start to wind down, today is the day to get serious about your retirement. In Retire Inspired, Chris Hogan teaches that retirement isn't an age; it's a financial number an amount you need to live the life in retirement that you've always dreamed of. With clear investing concepts and strategies, Chris will educate and empower you to make your own investing decisions, set reasonable expectations for your spouse and family, and build a dream team of experts to get you there. You don't have to retire broke, stressed, and working long after you want to. You can retire inspired!

Download or read book From Here to Security: How Workplace Savings Can Keep America's Promise written by Robert L. Reynolds and published by McGraw Hill Professional. This book was released on 2017-09-08 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: The practical, nonpartisan guide to making our retirement savings systems work for America’s people, our economy, and the nation at large At a time of fierce political divisiveness, From Here to Security is a refreshingly balanced, non-ideological guide to solving what may be our nation’s most pressing policy challenge: achieving retirement security for all. A pioneer of the 401(k) system, Robert L. Reynolds eschews radical calls for throwing out the 401(k) entirely and creating a new government-run savings system. Our best course, he shows, is to build on what we have: a flexible, dynamic private-public system of Social Security and more robust workplace savings. From Here to Security provides a clear, powerful new approach to solving America’s retirement challenge – based on facts, data, and Reynolds’ decades of experience. While fear-mongers claim that the U.S. retirement system is on the verge of collapse; Reynolds shows why our system is actually the envy of the world. But From Here to Security is no status quo book. Reynolds lays out an action agenda to dramatically improve our retirement systems – public and private – lift our savings rate, improve people’s retirement prospects, spur faster growth – and reboot America’s national morale.

Download or read book PA Teachers Retirement Readiness Manual written by Larry C. Klingensmith and published by Xlibris Corporation. This book was released on 2010-12-09 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: Teacher Retirement Readiness Manual Testimonials “Many individuals consider retirement an event. Not so. It is a process that requires planning and professional help. Larry Klingensmith has guided many professionals, including myself, to a successful retirement. His book, skills, and planning support are invaluable.” Dr. John Linden “The Teachers Retirement Readiness Manual is very well done and in terms that every educator can understand. I would recommend it for every educator but especially those who are considering retirement in the next few years. The ten chapters walk you through all the various options available to those retiring in the PSERS. It’s easy reading yet gives the information needed in the complex world of fi nancial planning for the retirement years. Kudos’ to the author for a manual long overdue.” Ron Bennett, Retired Teacher and Chairperson of the PSEA retirement committee “Very important and useful information. If you are a teacher and want to retire someday, this is must read. Chapter 4 and 6 are ones that will help you most. I suggest you work with a pro BEFORE it is too late.” Jay Pratt, Retired Teacher “Thank you for the opportunity to clarify some of my questions about retirement. Retirement is such a big step and to have the expertise available to help with the fi nancial aspect is appreciated. This book will help eliminate many fi nancial mistakes made by teachers, including me.” Kathleen Teconchuk, Retired Teacher

Download or read book What Color Is Your Parachute? for Retirement, Second Edition written by John E. Nelson and published by National Geographic Books. This book was released on 2010-07-13 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Plan Now for the Life You Want Today’s economic realities have reset our expectations of what retirement is, yet there’s still the promise for what it can be: a life stage filled with more freedom and potential than ever before. Given the new normal, how do you plan for a future filled with prosperity, health, and happiness? As a companion to What Color Is Your Parachute?, the world’s best-selling career book, What Color Is Your Parachute? for Retirement offers both a holistic, big-picture look at these years as well as practical tools and exercises to help you build a life full of security, vitality, and community. This second edition contains updates throughout, including a section on Social Security, an in-depth exercise on values and how they inform your retirement map, and the one-of-a-kind resource for organizing the sea of information on finances and mental and physical health: the Retirement Well-Being Profile. More than a guide on where to live, how to stay active, or which investments to choose, What Color Is Your Parachute? for Retirement helps you develop a detailed picture of your ideal retirement, so that—whether you’re planning retirement or are there already—you can take a comprehensive approach to make the most of these vital years.